IntroductionIn autumn of 2010, a controversial whistle-blowing website by the name of Wikileaks was at the top of the headlines after it posted close to 90,000 classified military documents to the public internet domain. The incident not only lead to an international diplomatic crises among allied and non-allied countries and prompted a global man-hunt for Wikileaks Director Jullian Assange, but it also exposed the vulnerability of the most secured information in the world. The public reaction to the Wikileaks was split down the middle. According to the Pew Research Center for the People & the Press, 47% of Americans felt that the incident hurt the public interest while 42% said that it helped the public interest. Interestingly enough, there was also a clear division between age groups: wh
Read MoreWilliam Curtis
The technological abuseWith the emergence of technology, computers, laptops, tablets and Smartphones have become a part of our everyday life. Today, literally no individual can stay without these gadgets. The communication sector has revolutionized in the past few decades sort of shrinking the whole world. The internet web has enabled the far ends of the earth to connect with each other just at a click of a button. The social media networking has further helped the people to connect with each other from different locations of the globe, know about themselves and establish a friendly bond for a lifetime. These sites and platforms have even helped the people find out long-lost friends and family members and brought them together again. But along with the benefits, the new technology has come
Read MorePrivate detectives also known as private investigators help the public, corporate, legal & insurance and businesses in acquiring confidential information, defining the whereabouts of a specific person, or investigating frauds and different types of crimes. People and large corporate organizations residing in metro cities often require private detectives/private investigators to procure hidden facts and information related with a fraud, scam or a suspect so that they could take the right decision for their benefit.Hence, it becomes essential to hire the services of private investigators or detectives because they are not only professional in handling complex investigations with perfection, but there are numerous other benefits of hiring their services, which are listed as follows:Work Indiv
Read MoreYou just got a DUI. Not good. Don't worry, though, life isn't over.Every year, thousands of Americans get a DUI or DWI and immediately feel lost or trapped by the overwhelming burden they must face over the coming months. Some people come out of the process feeling relieved, some make a few fatal errors and never fully recover, both personally and in terms of legal issues. In order to get a DUI or DWI fully off of your record, it is important to take a series of crucial steps. These are not easy, but they certainly are important.As a reminder, if you do ever get pulled over while intoxicated, make sure to be as cooperative as possible. That means not talking back to the cop, following all of their orders, and answering any questions that do not further incriminate you. If they ask you to t
Read MoreThe above title is an old saying however so true. Just the word, "home" has such a nice ring to it. Home: where you go after a long day at work... home: where you go to be with family... home: it offers you such a sense of warmth and security. Yet what happens when someone's home is threatened because of having to potentially sell it to help pay for runaway costs of a spouse or other loved one needing to stay in a nursing facility. Elder Law Attorney and CPA Dennis Sullivan addresses this important concern with healthcare advocate Chip Bruce:CB: Sadly in these times many people are very concerned about protecting their homes, spouse and life savings because of increasing nursing home costs, and having to potentially pay for such. I know that you're very active in the region and community t
Read MoreWhen you are injured in an accident or collision, there are many losses you can incur as a result. Past and future medical expenses, hospital bills, and lost wages are just a handful to name. Because of these economic deficiencies, you hope that the liable party's insurance carrier will offer a sufficient settlement that will cover your damages and losses, and return you to the quality of life you had before the accident.Unfortunately, insurance companies are in the business of making money for their shareholders (or policy holders), rather than spending it. They make their profits from insurance premiums and return on investments. In addition to this strategy, insurance companies will drag on negotiations because the longer they have the money, the more interest and returns they make from
Read MoreI think of myself as a very optimistic person, so I wasn't too surprised with the 2012 survey conducted by The National Council on Aging, United Health Care and USA Today, stated overall baby boomers are optimistic about their health and the future. However, when I started delving into the article a little deeper, I started getting that queasy feeling that every dose of optimism needs an equal dose of realism.The first baby boomers turned 65 in 2011, and the majority have not addressed their long term needs or made plans for their senior years. Medicare does not usually pay for long term care.According to the U.S. Census Bureau projections, by 2030, 70 million Americans will be over the age of 65. This is one out of every five Americans. Elders represent the fastest growing age group, and
Read MoreWe all have to go, sooner or later. And many of us choose to leave more than memories to the loved ones. This is why making a will and specifying the inheritors has become of utmost importance. If you care about your spouse and children, make sure that their future is secured long after you are gone. Before receiving any money and access to estate, the beneficiaries will have to wait for the probate process to finish and the inheritance distributed. There are several steps for any typical probate.The first thing to do is to make an inventory of the decedent's assets and documents. Locate and carefully place Last Will and Testament, funeral instructions, and/or a Revocable Living Trust. Furthermore, you must find documents relevant to the decedent's financial situation (bank and brokerage s
Read MoreWhat to include in a Pre-nuptial Agreement Pre-nuptial agreements, arranged with the help of an Ontario lawyer, can be a bone of contention between couples, because it can seem as though a husband and wife-to-be are focusing on getting divorced even before the marriage ceremony has even taken place!I do (or I don't?!) It is an unavoidable fact however that approximately just over one-third of marriages don't make it to the finish line and so it is crucial and only sensible to protect yourself financially in the event of your marriage becoming part of this statistic. In doing so you also actually protect yourself emotionally. A prenup can actually provide the peace of mind to start your married life with confidence; knowing that should things go wrong, you have a contract in place to ensure
Read MoreWhat is "estate recovery"? When a Medicaid-recipient dies, Medicaid may seek reimbursement from his or her estate for the benefits paid on his or her behalf. This is known as "estate recovery". Each state has rules detailing how, and to what extent, such recovery is possible.Historically, NY limited estate recovery to probate assets Until 2011, New York limited such recovery to the Medicaid-recipient's probate assets -- i.e., only those assets titled solely in the Medicaid-recipient's own name. Other assets -- including assets held jointly with another person, a "life estate" reserved in a deed, and assets held in revocable and irrevocable trusts -- were excluded from estate recovery.New rules and regulations expanded estate recovery On April 1, 2011, New York enacted "expanded" estate
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